^ I would rather earn the degree, since the knowledge and skills attained would be more valuable to me than the title. The title is pretty useless, since most potential employers would notice that the title isn't backed by a verifiable university transcript.
For your daily commute, if you are limited to an average speed of 60 km/h for two hours each way, would you rather drive:
a) A powerful, gas-guzzling sports car
b) A medium-sized car
c) A tiny economical car
d) A powerful, gas-guzzling motorcycle
e) A small, economical motorcyle
f) A motor scooter
g) A moped
h) A bicycle
i) nothing... walk, jog, or ride a bus or taxi?