Discussion Forums > Gaming
PSN is down..
Sakubo:
Im not really worried I dont use debit cards or anything with real money to pay for purchases online. I only use one credit card. If they have my address and stuff that doesnt really help them without any bank account info. At worst they would try and charge up the one credit card I use for online purchases and I would have to have the charges reversed and the card canceled.
kurandoinu:
Surely a credit card is more risky? If I try and make a purchase on a debit card that's not got enough funds it just bounces back and doesn't let me.
Sakubo:
--- Quote from: kurandoinu on April 27, 2011, 06:23:52 AM ---Surely a credit card is more risky? If I try and make a purchase on a debit card that's not got enough funds it just bounces back and doesn't let me.
--- End quote ---
Naw because even if they charged a bunch of money to the credit card if the charges are fake the credit card just overturns them all and its like they never happened, plus since its just a credit card if the card has to be canceled or whatever not a big deal. Now if it was a debit card would be much worse. They could clean out your bank account or whatever and while you are waiting on the bank to fix it etc you have no cash to use to pay bills or whatever. I only use credit cards to pay for stuff online its much easier if something bad happens to deal with.
fohfoh:
--- Quote from: kurandoinu on April 27, 2011, 06:23:52 AM ---Surely a credit card is more risky? If I try and make a purchase on a debit card that's not got enough funds it just bounces back and doesn't let me.
--- End quote ---
Depends on the limit too. For me, I have a $1000 limit on my card. I have several times more than that in my bank account. Thus for me, debit is more risky for the loss factor. For the others who run around with $5000-$10000 limits for god knows why, that's REALLY risky.
kurandoinu:
--- Quote from: kurandoinu on April 27, 2011, 06:15:46 AM ---But I also use a different account for online purchases that has no money in it unless I want to buy something. And its a debit not credit card.
--- End quote ---
So mine never has any cash for them to steal anyway. They'd get a max of about £20.
Navigation
[0] Message Index
[#] Next page
[*] Previous page
Go to full version