I doubt you'll find that many all-console users here. And to answer your questions: The tradeoff you get is fairly high visual quality without the need to pay the extra in hardware. Of course there's exclusives as well, and prices drop fairly fast for console titles (at least for the ones that I want). You don't need mnthly season passes for individual games, but with this iteration you need to have PS+, which then gives you access to MP and an extensive game library, which usually is worth more than the 50€/year that you pay.