Granted but the super corrupted genie that evoked the wish strikes again!
You got dental insurance this morning. Someone, generous and kind, purchased it for you from a corporate insurance company that is in Japan. However, apparently the documentation that was needed to complete the process was lost in some generic incident where the insurance corporate building was crushed by Godzilla. You see, Godzilla happened to be partaking in a free-for-all tournament between monsters, ultramen and mecha... There were lasers, spacium rays, and heat-seeking missiles all over the place.
To shorten the rather long-story-to-be...
You had dental insurance. It's gone now. Oh and you need 3 fillings and your molars plucked.
I wish I was a kaijuu that rampaged cities.