Granted. While you are out looking for ripe akebi fruit, a neat-freakish group of anarchistic e-bay merchants enter your home and clean your house of all of your worldly possessions. They start up a dot-com business to auction everything off. They rack up a huge debt for shipping fees. Their dot-com goes into receivership. The merchants apply their accumulated debt to your bank account, having pilfered your identity. They leave nothing behind, but they leave your empty house squeaky clean. You now owe 4.6 billion in peruvian nuevo sol. This all takes around thirty minutes.
I wish the standard punishment for identity theft was to be forced to listen to William Shatner's rendition of "Lucy in the Sky with Diamonds" for the rest of their natural lives.